Litigation Defense

Consumer Litigation Defense at Slate Legal Group

The economy has continued to improve over the past year, but for the average American, financial struggles are still an everyday reality. Credit card debts are soaring along with interest rates, and debt is projected to continue to increase over the next year along with other debts, including auto loans, mortgages and student loans. As the debt increases, so does the risk of consumer litigation. If you’re one of the millions of Americans facing consumer litigation, Slate Legal Group can help.

 

What Is Consumer Litigation?

Creditors have a variety of ways to collect debts, including phone calls, letters and repossessing collateral. Litigation is typically a last resort, but it is an effective one because consumers often fail to fight for their rights. Even worse, some don’t fight at all and simply fail to respond. If you have received a summons, you need to fight back. With an attorney by your side, you have the best chances to protect both your rights and your property.

 

From Summons to Defense

When a creditor decides to litigate, the first thing they will do is send you a summons, which is an official court document. The summons will outline what you need to do and how you need to do it. Receiving a summons can leave you feeling rattled, but you need to stay focused and act quickly. The case will move forward with or without your participation. Slate Legal Group can ensure your rights are represented and will help you craft an effective defense strategy.

 

There are a variety of defenses against creditor lawsuits, including:

  • Failure to file within the statute of limitations
  • Failure to serve the summons properly
  • Failure to document the debt properly
  • Failure to document all payments properly

 

In some cases, creditors might also be willing to negotiate a settlement even after they have initiated a lawsuit. Litigation is expensive, and negotiating a settlement for some of the money is still better than a costly lawsuit. Slate Legal Group can help you decide whether to mount a defense or negotiate a settlement.

If you’re facing consumer litigation, you’re not alone. Contact Slate Legal Group today to find out how we can help you or to schedule a free case evaluation.